Recent Blog Posts - Money After Graduation

How to Budget on an Unpredictable Income
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With the rise of the gig-economy, side-hustles, and part-time freelancers, there are more and more people living month-to-month on a wildly unpredictable income. Those of us who can’t predict how much money we will bring in each month are at a higher risk when it comes to unexpected expense...
Published at Money After Graduation
What is the stock market?
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While the stock market might seem intimidating at first glance, it’s surprisingly easy once you get started. In fact, if you’re not a day-trader, investing in the stock market can be downright boring. An introduction to the stock market for dummies You can think of the stock market ju...
Published at Money After Graduation
Healing Acne On A Budget
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Skincare is no easy feat. Finding a routine that is right for you might take a while, and when doing so on a tight budget it might seem difficult. I first developed acne in high school (as one does.) And when I started university, it got much worse. I spent three years trying different products [...
Published at Money After Graduation
Best No-Fee Banking Options For Canadians
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When it comes to banking, Canadians have more options than ever. Why then are so many of us still paying bank fees? Many of us choose our financial institutions based on whatever bank our parents signed us up for as children, and then we never switch. You shouldn’t have to pay fees on your ...
Published at Money After Graduation
Exactly How Much You Have To Earn To Pay Off Your Debt
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Even for small amounts of debt, you’ll need to earn over six-figures in income to pay it off.  If that sounds preposterous, you only need to do the math. If you’re sticking to a reasonable repayment schedule that makes a dent in your debt without wrecking your life, six-figures o...
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How Does Maternity Leave Work in Canada?
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Canada has one of the most generous maternity and parental leave programs in the developed world. However, most people won’t ask how does maternity leave work in Canada until they need to apply for it! Maternity and parental leave is funded by Employment Insurance (EI) Maternity and parenta...
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How Wealth Inequality Created The Culture of Helicopter Parenting
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Parents spend more hours than ever interacting with children. Unfortunately, this is to their detriment. But the origin of helicopter parenting might surprise you. Over-parenting is the product of wealth inequality. The definition of helicopter parenting Hyper-parenting or “helicopter”...
Published at Money After Graduation
I’m a Hopeless Romantic and I Can’t Afford It (Or So I Thought)
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Daydreaming while looking out the bus window with my headphones in has been a part of my morning routine since I was thirteen. What can I say? I have the brain of a hopeless romantic and I love conjuring up the things I’d do if I was a knight in shining armor stealing the heart [...] The po...
Published at Money After Graduation
Veganism is Classist (and so is Climate Change)
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Almost a year ago now, I wrote an article on the cheapest way to pursue a vegan diet. Since then, I’ve had to revoke my own “vegan” card. I’ve had a realization: veganism is classist. Although I truly want to live meatless, the steady decline of my financial independence has lead to a lifes...
Published at Money After Graduation
10 Strategies to Max Out Your TFSA Every Year
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The Tax-Free Savings Account (TFSA) has an annual maximum of $6,000 in 2019, and a lifetime maximum of as high as $63,500 depending on the year you were born.  How to max out your TFSA every year The Tax-Free Savings Account is the most powerful investment tool available to Canadians. In fac...
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How the New Democratic Party of Canada Campaign Promises will affect your finances
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As we head into the Federal election, the parties are campaigning for your vote. A popular issue is always how much money they’ll put into your pocket. Government grants, benefits, tax credits, reduced taxes, job creation, subsidies, and more directly impact how much money you have. Here...
Published at Money After Graduation
How the Liberal Party of Canada Campaign Promises will affect your finances
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As we head into the Federal election, the parties are campaigning for your vote. A popular issue is always how much money they’ll put into your pocket. Government grants, benefits, tax credits, reduced taxes, job creation, subsidies, and more directly impact how much money you have. Here...
Published at Money After Graduation
How the Conservative Party of Canada Campaign Promises Will Impact Your Finances
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As we head into the Federal election, the parties are campaigning for your vote. A popular issue is always how much money they’ll put into your pocket. Government grants, benefits, tax credits, reduced taxes, job creation, subsidies, and more can keep dollars in your wallet. Here’s ho...
Published at Money After Graduation
What is a LIRA (Locked-In Retirement Account)?
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LIRA stands for Locked-In Retirement Account and is an account you open to transfer an employer pension to after you leave a job. LIRAs are becoming increasingly popular as people tend to job hop more than ever. Gone are the days when you worked for one company for your entire life and collected ...
Published at Money After Graduation
Is Tinder or Bumble Worth Paying For?
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They say you can’t put a price on love, but modern tech is trying.  Virtually all dating apps are free to use, but they offer extra services if you opt-in to their payment plan. The most popular dating apps currently are Bumble and Tinder. I signed up for the premium versions of both t...
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