Money After Graduation

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Recent Blog Posts

I Share a House with 14 Roommates to Save Money
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As a student living in Toronto, I’ve had to settle into a house that has proven to be almost impossible to call home. I recently mentioned in my How I Survive On Less Than $1,000 Per Month in Toronto that I share one townhouse with thirteen roommates. Since then, one more has been added to [...] ...
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The Importance of a Car Emergency Fund
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A Car Emergency Fund is savings set aside specifically for any unexpected event related to owning a vehicle. Since it’s more likely than not owning a car will come with a few surprise expenses, having a Car Emergency Fund is essential to good personal financial management! Why you need a ca...
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The New 2019 TFSA Explained
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The Tax-Free Savings Account annual contribution limit has been increased to $6,000! Here is the 2019 TFSA Explained, so you can make the most of your money in the New Year. In 2009, the Government of Canada introduced the Tax-Free Savings Account (TFSA) to help Canadians save money. The TFSA all...
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34 Pieces of Personal Finance Advice I Would Give Absolutely Everyone
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Personal finance is personal, but there is some personal finance advice I would give absolutely everyone. When it comes to managing your money, there are four primary areas you need to focus on: earning more income, managing your spending, paying off debt, and saving & investing. You should f...
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How to Set Personal & Financial Goals You’ll Actually Accomplish
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Everyone sets goals or New Year’s resolutions, but few actually achieve them. Old habits die hard, and it isn’t easy to change your ways. However, there is a method to set personal and financial goals you’ll actually accomplish. When I was in my 20’s, I had a bunch of goal...
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How to pay off a 7 year car loan in less than 4 years
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Most people like the allure of ultra-low car payments that come with long-term loans. However, staying in debt for nearly a decade just to drive your car is a poor financial choice. You should aim to pay off a 7 year car loan in less than 4 years. Why people choose 7 year car loans [...] The post...
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Saving Money in a TFSA and RRSP On Any Budget
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It’s easier than you think to fit saving into any budget. If only because any amount of saving is worth doing even on the tightest of budgets! Many people claim that they can’t save enough for retirement or emergencies because they have too many other financial obligations. The truth ...
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Choosing The Right Home & Auto Insurance
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Choosing the right home & auto insurance doesn’t seem like something that would be easy, but now it is. In fact, you can even get your coverage online. Insurance is one of those things you need to buy but hope you never have to use. If you do end up using your insurance, it means someth...
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Tangerine Money-Back Credit Card Review
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Tangerine Bank is a digital bank that has been around for eons as far as online banks go. I’ve been banking with them for more than a decade, starting when they were still known as ING Direct. Tangerine is still my primary bank, so when they introduced a credit card I was one of the [...] T...
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How I Survive on Less Than $1,000 per month in Toronto
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I’m a university student in Canada’s most expensive city: Toronto. The realities of student life and the costs of living in this city seem impossible to reconcile, but I actually manage to survive on less than $1,000 per month in Toronto. Before we dive into how to tighten your budget...
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