Money After Graduation

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Recent Blog Posts

The Secret Life of the Payday Loan Borrower
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Payday loans are the dirty little debt secret no one talks about, but as many as 2 million Canadians borrow these from these high-interest short-term loans every year. What is a payday loan? A payday loan is a loan for an amount less than $1,500 with a term ranging from 14 to 90 days. They typica...
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Never Pay More Than 5% Interest on Your Credit Card Debt
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When it comes to paying off debt, focusing on ridding yourself of the highest interest balance first. This is often called the Debt Avalanche Method and will save you the most money in the long run. Most credit cards have interest rates of 20%, so carrying even a small balance can be extremely ex...
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Celebrate Tangerine’s 20th Birthday By Helping Them Give Away Over $20,000
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Giving is an integral part of personal finance, and belongs in everyone’s budget. Allocating part of your budget to charitable giving can help improve both your finances and your perspective. The first reason is because allocating a certain dollar amount or percentage to giving will force you to ...
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What’s The Deal With Ethical Investing?
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Ethical investing, or socially responsible investing, means to put your money where you expect it to have both a positive financial and social or environmental impact. You can do this by directly buying shares in companies that have ethical practices, or by purchases mutual funds or ETFs of socia...
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Why You Need to Put at Least 10% Down On Your First Home (and How to Save It!)
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Homeownership is a major personal and financial goal for most young people. It’s also one of the biggest financial challenges. With real estate prices seemingly rising endlessly in the most desirable cities in the US and Canada, it can seem impossible to get a foothold in the market. As a r...
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How to Save For a Baby
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Many millennials want to become parents, but their finances are holding them back. The combined burden of student loan debt and sky-high housing prices make having a family seem like an unaffordable dream, but it doesn’t have to be. It might take some dollar stretching and extra budgeting, but yo...
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Group RESPs Are The Worst Way to Save for Your Child’s Education
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Now that I’m on the verge of being called “mama”, virtually all my attention and focus is devoted to the arrival of my little babe — and that includes her current and impending financial impact. After the costs of pregnancy, my maternity leave, and more baby gear than I kn...
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Is Bitcoin a Good Investment?
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Bitcoin has reached all new heights, attracting the interest of investors and non-investors alike. Many people are more interested in trying to snag a piece of this crypto-currency’s astronomical gains than really enjoy the unique attributes of an anonymous digital money. So should you buy?...
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How to Afford to Live in an Unaffordable City
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One of the biggest challenges facing millennials today is enjoying any semblance of a comfortable lifestyle while underemployed (or unemployed) and saddled with student loan debt. For all the crap Boomers give the generation of their adult children, millennials do really have it harder than their...
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Your Top 5 Investing Questions Answered
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Most millennials are not investing. In fact, as many as 80% of millennials are staying out of the stock market, citing both lack of funds and lack of understanding about how investing works as their reasons for staying put on the sidelines. However, failing to invest, especially when your young, ...
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